{"id":11510,"date":"2026-07-06T12:02:37","date_gmt":"2026-07-06T12:02:37","guid":{"rendered":"https:\/\/second-home.uk\/?p=11510"},"modified":"2026-07-06T12:02:37","modified_gmt":"2026-07-06T12:02:37","slug":"specialist-lender-provides-3m-for-london-refurbishments","status":"publish","type":"post","link":"https:\/\/second-home.uk\/?p=11510","title":{"rendered":"Specialist lender provides \u00a33m for London refurbishments"},"content":{"rendered":"

Black & White Bridging has provided over \u00a33 million in refurbishment finance for two residential properties in North and East London, the specialist lender has announced.<\/p>\n

The funding supported the acquisition and refurbishment of two properties requiring internal works before being marketed as high-specification homes. The loans were structured to provide flexibility for extensive refurbishment programmes.<\/p>\n

The borrower, an established developer with a property portfolio valued at over \u00a34.4 million, has a history of completing single-unit residential projects. Both properties are nearing practical completion and are expected to be sold within nine months.<\/p>\n

Bridging finance market context<\/h2>\n

The transaction comes as bank lending to smaller property investors has dropped 14%<\/a>, highlighting the continued role of specialist lenders in the refurbishment finance sector.<\/p>\n

Jordan Willis of JW Private Finance, who introduced the deal to Black & White Bridging\u2019s relationship director Shahed Popat, said: \u201cIt\u2019s great working with B&W, knowing I have Shahed at the end of a call or Agne to help out with some complex underwriting.\u201d<\/p>\n<\/p>\n

Shahed Popat, relationship director at Black & White Bridging, said: \u201cPrime refurbishment opportunities continue to present attractive prospects for experienced developers, but they require funding partners who understand both the asset and the business plan.\u201d<\/p>\n

Popat added that the lender\u2019s approach focuses on understanding the context behind each case rather than solely assessing financial metrics, combining speed of execution with specialist knowledge.<\/p>\n

London residential market<\/h2>\n

The financing comes amid sustained demand for residential properties across London, with developers continuing to target the refurbishment sector. Short-term bridging finance remains a key funding option for property professionals working on complex refurbishment and development projects.<\/p>\n

The two properties represent typical refurbishment opportunities in established London locations, where developers acquire properties requiring modernisation before resale.<\/p>\n","protected":false},"excerpt":{"rendered":"

Black & White Bridging has provided over \u00a33 million in refurbishment finance for two residential properties in North and East London, the specialist lender has announced. The funding supported the acquisition and refurbishment of two properties requiring internal works before being marketed as high-specification homes. The loans were structured to provide flexibility for extensive refurbishment […]<\/p>\n","protected":false},"author":1,"featured_media":3963,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2],"tags":[],"class_list":["post-11510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-second-home"],"yoast_head":"\nSpecialist lender provides \u00a33m for London refurbishments - Second Home<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertywire.com\/news\/uk\/specialist-lender-provides-3m-for-london-refurbishments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Specialist lender provides \u00a33m for London refurbishments - Second Home\" \/>\n<meta property=\"og:description\" content=\"Black & White Bridging has provided over \u00a33 million in refurbishment finance for two residential properties in North and East London, the specialist lender has announced. The funding supported the acquisition and refurbishment of two properties requiring internal works before being marketed as high-specification homes. 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